Integrity Title 's Blog Author Archive

Demystifying Title Insurance: A Beginner’s Guide

In buying or selling a home in Washington, D.C., one of the most important steps to accomplish is obtaining title insurance. Title insurance provides the lender and the homeowner with legal and financial coverage should issues with the p...

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How to Avoid Ownership Issues Stemming from Defective Titles or Title Defects

A title is more than just a document; it is also a powerful instrument that bestows the ownership of a property to an individual or entity. A property can only be sold when it has a clean title, or one that's free from liens and encumbra...

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The Advantages of Refinancing Your Mortgage

A home is one of the biggest assets you can have in life, and like most significant assets, you can rely on it in times of financial need. One way to take advantage of your home equity is by a home mortgage refinance program or refinanci...

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Who Holds Your Earnest Money Deposit And How Escrow Works

Escrow provides security and reassurance to both parties in a real estate transaction. It can help protect you from non-fulfillment of conditions by the counterparty in a sale. Here's what you need to know about the benefits of escrow. ...

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Title Examination: What is it and Why is it Important?

When buying a home, you may encounter problems if the seller doesn't have a clear title, or if there are outstanding payments, claims, or other issues attached to the title of the property. A title search and examination will help identify ...

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The Key Differences Between Residential and Commercial Settlements

Real estate transactions vary with the type and classification of a given property. Here are the main differences between residential and commercial conveyancing in the DMV area. Differences between residential and commercial transaction...

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The difference between owner’s and lender’s title insurance and why they’re both important

Picture this: you're almost done with your home purchase. You can see the finish line and you've started making arrangements for your move. But before closing, an unexpected hurdle presented itself. The home's title was found to be defectiv...

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How title insurance can protect your new home from defects and other issues

For the unfamiliar, title insurance is just another piece of paper, an additional expense on top of the standard homebuying fees. But the benefits it offers are wide ranging and worth every penny. Read on to learn how title insurance protec...

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The benefits of title insurance for homebuyers

Buying a home involves a lot of paperwork. You'll be collecting plenty of documents, from receipts and manuals to legally binding contracts. One of the most important pieces of paper that will be in your safekeeping, however, is the title i...

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Why Do You Need Owner’s Title Insurance Coverage?

Even the most meticulous title search may fail to uncover liens not reflected in public records as well as valid but undisclosed claims against the property's title. This is where homeowners’ title insurance comes in – it is meant to protec...

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